Health Insurance Premiums Down Nationwide for 2019
The Trump administration is taking credit for a recent 1.5 percent drop in 2019 premiums for the second-lowest silver plan under Obamacare. This is the benchmark health care coverage level that subsidies are based upon. This year, the largest premium reduction is in...
New HRA Rules Could Boost Choice for Employers and Their Workers
Quite a few of the healthcare policy decisions made by the Trump administration have been mired in partisanship and acrimony, but this is certainly not the case with a proposed rule recently published on the Federal Register. The rule in question involves the...
New CMS Rule Would Require Drug Companies to List Price in TV Ads
One in five Americans will go without the health care he needs because he can't afford it. To decrease the out-of-pocket cost for patients, the federal government wants to make drug companies include in television ads the price of drugs and biological chemicals...
New Waivers for States Could Signal Flexible, Affordable Health Insurance Markets
On October 22, the Centers for Medicare & Medicaid Services (CMS) announced that states would be given authority to relax some of the guidelines for insurance under the Affordable Care Act (ACA). Framed as giving states "the flexibility to lower premiums and...
Mega Merger for Aetna and CVS
After drawn-out legal proceedings with the Justice Department, CVS Health and Aetna have finally agreed to a gigantic $69 billion merger deal. provided that the companies divest part of the business prior to officially merging. This merger is the most recent in a...
5 Things to Know About Open Enrollment 2019
This year marks the sixth enrollment season for the Affordable Care Act, which set aside a period each year during which people could buy health insurance or change their existing plans. While job-based health plans have their own signup period, everyone else must...
Overview of Major Medical Insurance
When it comes to health insurance, you may be confused by the many different terms used by insurance companies that describe your coverage. You have probably heard terms like “major medical insurance,” “minimum essential benefits,” or other terms that may not make...
What You Need to Know About Obamacare in 2019
Despite numerous declarations from the Trump administration about repealing the Affordable Care Act, widely known as Obamacare, the ACA will still be in effect for next year. Whether this is your first time to the private health insurance market or you’re a seasoned...
California Residents Get an Early Start to Open Enrollment in 2019
Open enrollment for 2019 health insurance starts November 1 nationwide, but California residents will have a jumpstart on the rest of the country. That’s thanks to state legislation late last year that extended the open enrollment period in the Golden State to run...
Bronze, Silver, Gold & Platinum: What the Metal Tiers Mean
Choosing a health insurance plan today can be confusing, with options that are as different as the people they’re meant to insure. Although the metal tier designation in the healthcare marketplace is supposed to make the decision easier, you might not understand what...